Budgeting

Plain English guides to the tax reliefs and supports available to help your money go further in Ireland — rent credits, mortgage relief, and credits you may be missing.

If you rent

Supports for people renting privately in Ireland.

Rent Tax Credit explainedPlain-English information on the Rent Tax Credit in Ireland, including current limits, eligibility rules and the Revenue claim process. Cost of living supports in IrelandThe main government supports available to help with housing, energy and living costs in 2026.

What this section covers

This section brings together general information on Irish tax credits, housing measures and public supports that may affect household finances. It is intended for renters, homeowners, first-time buyers and PAYE employees reviewing official schemes. The guides explain common rules and terminology without providing a personal budget or recommending a claim. Availability, limits and qualifying conditions can change by tax year, household circumstances and scheme, so current official guidance should be checked.

If you have a mortgage

Tax relief available for homeowners.

Mortgage Interest Relief explainedHow the Mortgage Interest Tax Credit works in 2026, who may qualify and where Revenue explains the process. Help to Buy schemeThe tax refund for first-time buyers of new homes, including general rules and official sources.

Tax credits you may be missing

Revenue tax credits and reliefs can affect the amount of income tax a person pays.

Tax credits you may be missingMedical expenses, remote working relief and other Revenue tax credit topics for PAYE employees. How tax credits workWhat a tax credit actually is, how they reduce your bill and the difference between credits and reliefs.

More budgeting guides are being added regularly. All pages are written from official Irish sources including Revenue.ie and Citizens Information. This hub is for general information only and is not financial, tax, legal or welfare advice.

Official sources

For current rules, rates and eligibility, check the relevant official public source.