Irish Salary Calculator 2026 and 2027

Estimate take-home pay from a gross annual salary or wage for a standard single PAYE employee. Choose 2026 for current rules or 2027 for the changes from 1 January; the Budget 2027 Ireland guide explains the wider measures.

Written by
Money Made Clear
Type
General information calculator
Sources
Department of Finance / Revenue / Department of Social Protection
Last checked
29 October 2026
Not advice
General estimate only

General information only, based on official public sources. Not financial, tax, legal or payroll advice.

Choose 2026 or 2027 · Uses published PAYE, USC and separately legislated PRSI rates

Estimate-only disclaimer. This calculator gives a general estimate only. It is not financial, tax, legal or payroll advice. It does not check every tax credit, relief, exemption, pension contribution, PRSI class, USC adjustment or individual circumstance. Official calculations are made by Revenue, employers, payroll providers or the relevant authority.

Calculator assumptions

This Irish wage calculator uses a narrow standard case so the estimate stays clear. The 2027 option models future Budget measures from 1 January 2027, subject to legislation, using the corrected Department of Finance publication of 12 October 2026. The 2026 option uses current-year rules.

Salary and wage estimate

Enter gross annual pay before PAYE, USC, PRSI or other deductions.

Estimated PAYE€0
Estimated USC€0
Estimated PRSI€0
Estimated annual net pay€0
Estimated monthly net pay€0
Estimated weekly net pay€0

How the estimate is calculated

This PAYE calculator starts with gross annual salary or wage. It then estimates income tax, USC and Class A employee PRSI for the selected year. The remaining amount is shown as estimated annual, monthly and weekly net pay.

Actual payroll may differ because Revenue records, tax credits, USC treatment, PRSI class, pension deductions, benefits, payroll timing or individual circumstances may be different.

This calculator uses standard USC rates only. The 8% band begins above €70,044 in both year models. It does not calculate the reduced rates for eligible people aged 70 or over or full medical-card holders with income up to €60,000, or the 3% surcharge on non-PAYE income above €100,000. See USC exceptions and rates.

Plain-English explanation of PAYE, USC and PRSI

DeductionPlain-English meaning
PAYEThe 2026 single band is €44,000 and the two standard credits are €2,000 each. From 1 January 2027, the band is €46,500 and the credits are €2,125 each.
USCThe exemption limit remains €13,000. The 2% band ends at €28,700 in 2026 and €30,300 from 1 January 2027.
PRSIFor 2027, this uses Class A employee PRSI at 4.35% from January to September and 4.50% from October to December. The October increase was legislated separately from Budget 2027.

What this calculator does not include

This income tax calculator is not a full payroll system. It does not calculate pension tax relief, non-standard tax credits, emergency tax, benefits-in-kind, medical card USC rates, PRSI subclasses outside the stated standard case, multiple jobs, bonuses treated differently by payroll, or self-employed income.

For payslip context, see How to Read a Payslip in Ireland, Gross Pay vs Net Pay, What is PAYE?, What is USC? and What is PRSI?.

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Official sources

For current rules and official calculations, check the relevant official public source.